People First

  People often change when they are in a environment which will influence their mindset frequently. Although minority will not change at all but mostly will. 

  How do people realize the change? Probably they are able to think and act differently if compared what have they done previously.Recently, I realize I have changed, where I always thought too much and could not stop when I started.However, it makes me worry about losing self-characteristics.

  A personal change could be resulted from experiencing something in daily life. Through accumulation, a person might try to re-think his or her current situation and determine to change. Why change? Sometimes we need to change to adapt to the environment or strengthen internal will.

  The first ever thing I experience is that a person cannot live lonely without any other person. Nobody is alone in this world. Since we are born, we live and interact with other people from day to day---this is unavoidable. 

  "Bond between people will not be broken and will be strengthened through connection of the heart." Through those SGM activities, I have learned that people should be considered as the priority in doing anything. This has become trend especially in entrepreneur world as there are a lot of people-oriented companies appear. In reality, we can see that labour forces being squeezed and less people dispute about that.

   It goes wrong when consideration of technology, structure, authority, or products are above the consideration of people.

  

  

  

Realized it is too late

  Assumption is always assumption, not necessary it would become true and indeed it is formed or made up by personal judgement which is said to be bias all the time since everyone has different perception over everything.

  I admit that I misunderstood something. This is something that I have made up to convince myself it is true but the reality is cruel.

  Judge a person based on some characteristics but not all. When I realized that I actually only understand part of his or her characteristics, I felt like I was the stupid. Of course, they are good and bad at the same time because nobody is perfect but I just cannot accept all.

  People are sharing one common---always focus on one side of a person while lack of ability to look at the things in bigger and multi-dimensions(sides).

  Well, finally I know it. Hopefully I can see more clearly about that.

Choices?

  Having a relationship with others is not easy as we think of especially if you were to choose a person who is going to accompany you in your entire life.

  I had a girlfriend but ended up with broke up. I knew it was going to happen because both of us were not confident and felt uncertainty for our future. My mother told me that not to have a girlfriend too early due to immaturity.

  3 and half years. I have remained single state for 3 and half years. Well, I am already used to it. In Uni, I see a lot of couples. However, many of them cannot persist. Sometimes, people often make decision emotionally without thinking too much of their future. Consequently, they keep on suffering and trying to find a new one to avoid---it doesn't work at all.

  Now, I have choices. Of course, I may lose both choices. Two of them have attracted me. Somehow I have seen things unclear, therefore I can't even make a decision to choose one. They do not know actually I like them. We just remain friends.

  As a man, I should focus on my study and future career. But I as a man, need love too.

Twelfth day---Move on

  Usually I could speak anything fluently during a conversation. Of course, everybody can, too. However, everything goes wrong when you are asked (required) to speak in front of the people in formal way which will take your performance into account---marks.

  I have been gone through some presentations but it seems like I have never made it well. Although most of the time I was given introduction part or conclusion part because of lacking of English proficiency.

  There is someone says that any challenge that we may face will finally turn into victory if we are going to strive for it with confidence and courageous. Indeed, if we are not prepared well or not taking serious, the consequence is that we will lose.

  When I was looking at the presentation of my classmates, I was quite scared that I would make the same mistake again for next week presentation---not prepared well. I must strive for it because I believe that whatever task that is given, we should make it as good as we can. This is the reality, no matter you like it or not, you have to do it or you just quit.

  People often avoid problems rather than fix or solve it. Other case is that people solve it but repeat again because people always forget the causes.

  Let's not make this happen again. I will definitely deliver the best presentation than what I did in this university!

Eleventh day---Invest in myself

  Finally, I have received the subscribed international newspaper---The Wall Street Journal. I have been waiting for this print newspaper for a long time. As a business student, the first ever investment that should be made is not shares or property but our brain---knowledge.

  Indeed, invest in any financial tool would result in making good return if you are making the right decision.  However, there are less people able to do so as they do not take "learning" or "studying" as consideration.

  When mention about learning, it's not about buy-and-sell but what is return that the financial tool can bring it to you and what should you know about the chosen financial tool.

  Financial tool is just a tool for you to invest in any kind of instrument that you believe it can bring the expected return to you. You must ensure that you know what are you doing.

  Before really start investing, go and get some knowledge about investment. Also, you must learn and concern the basis of economy and politic as well as the most influential factors in financial markets. A prominent investor is always aware of international events.

  Most of the people are not often reading newspaper or any book that is considered educational for themselves, yet they are more believing in those "insider"news, which finally would bring them to the hell. You must analyse although you read a lot of materials---too much would not good, too, that leads information overload.

  I was quite excited when I got the newspaper---the first ever step to be more global view.

Tenth day---Figures about Kian Joo

   I have been spending for whole day to key in the data of Kian Joo into Excel. Better than what I did for Jobstreet last time which spent me about 1 week to complete the 7years data while Kian Joo has about 11 years data but just took me 4 hours.

  Maybe I could make it more efficient next time by spending only 2-3 hours. Most of the people wouldn't understand why I was willing to take time just to key in such data. Initially I doubted on that---Will I get any information by doing such?

  Actually I will and everybody who is passionate with fundamental type investing style will find the information by doing so.  Let's have a picture about what I have done:

  According to the data, the company has experienced growing stage in terms of revenue. However, its net profits are always fluctuating from year to year although revenue increasing. There are several factors causing unstable net profit---costs. In manufacturing, cost means everything. Whoever is able controlling the cost strictly while having huge volume of production, it is the winner of this game.

  What cost involved in Tim manufacturing company? the raw materials. When supply of raw materials shrinks, it means price goes up. Also, the company focuses on domestic market which its customers mostly are those big industry players such as F&N.

  Secondly, the company has its one quarter,on average, of its revenue made up by receivable form. For each RM 100 sales it makes, about RM25 is paper profit which has yet to be received. The cash flow is not strong enough as its borrowings always 2 to 4 times of its cash. For each RM1 cash it owns,there will be RM2 or RM4 of debt.

  Net profit margin still within expectation as it has about 5 to 10 per cent. It is the slightly above the average of the manufacturing industry.

  The most important is ROE. It has about 8 to 10 per cent, on average. Well, there is a room for improvement for it. Especially in Management, since the company was taken over by Can-One berhad, a can and tin manufacturing company, it is the time for Can-one to make things smoothly because changes are happening.

  In conclusion, it is a moderate performance company in terms of figures but the industry is still growing if the consumption of goods such beverages and foods, some industries used packaging and also some home used products are growing too.

Ninth day---Kian Joo Factory Berhad

  It is no doubt that Malaysia is transforming from export-oriented to domestic-demand-oriented economy. However, we have seen no improvement has been made although there are a lot of plans came out. It takes times and Malaysia needs a whole restructuring reformation to ensure the transformation is going to happen.

  Manufacturing is still the core of the Malaysia economy. We have many successful manufacturing firms which we should be concerned about such as Kian Joo---the can and tin makers.

  For those who has never heard about it, you should take note that Kian Joo is one of the most successful can&tin maker in Malaysia. Other than that, it also involves in packaging business although it is just a smart portion of company's revenue.

  Before 1999, the company had grown steadily and maintained net profit of RM50 million above but it came to turn down after 1999 when the company's net profit dropped to about RM 33 million although the revenue increased.

  Improvement was seen started at 2002, the company's net profit grew again steadily and achieved RM 50 million again in 2005 but fell again in 2006. It is due to the increasing raw materials costs and some of the associated companies faced losses during the year.

  The company's net profit fluctuated after 2006 and currently it has about RM 104.04 million net profit.

  We can see that this company is sensitive with raw materials prices. Although it has very huge volume production line and serves for various famous companies like Nestle and F&N, the net profit margin is low. It means that the company needs to control costs strictly in order to avoid losses.